The FedNow Service's announcement that it has now surpassed 500 participants marks another milestone in the adoption of real-time payments. At the same time, the partnership extension between Mastercard and The Clearing House aims to advance B2B transactions globally. Credit unions and banks are initially adopting Receive-Only mode, yet, as Cornerstone's "What’s Going On In Banking 2024" suggests, tailoring solutions to market niches could be key for revenue from real-time payments. Furthermore, the integration of APIs to ensure interoperability between systems like RTP and FedNow highlights a crucial step towards achieving seamless and efficient real-time transactions industry-wide. As Cory Barnes from Form3 points out, “The expectation with instant payments is that they are frictionless. It’s all about the end user.”